High West Lending Offers Hard Money Loans in the State of Washington

Hard Money Loans Washington: Backing Your Real Estate Purchases in the Evergreen State

Cities/Counties we lend in:
ask us what other locations we lend in:

We lend all over Washington on a case by case basis, so inquire today to see if we lend in your location!

Loan Types Available in Washington

Loan TypeDescription
Hard Money Loans for PurchaseFast hard money financing for purchasing real estate in Washington with fewer qualification requirements.
Residential and Commercial Bridge LoansShort-term, bridge financing for residential and commercial property purchases or refinances.
Fix and Flip LoansHard money loans for purchasing and rehabbing properties to resell.
Construction LoansConstruction funding for residential and commercial construction projects including “Build to Rent” projects and multifamily construction loans. 
Rehab LoansRehab loans for residential properties including rehab to rent, fix and flip, halfway completed renovation projects, and completion construction projects.
Refinance LoansRefinance loans including DSCR loans, for both residential and commercial properties.
Rental Property LoansLoans specifically for purchasing or refinancing rental properties including DSCR loans, “Build to Rent” loans, and apartment complex loans.

Why High West Lending is Synonymous with Your Real Estate Success in Washington:

  • Washington-Specific Expertise: Our team’s understanding of the Washington real estate market helps you evaluate your deals with another set of eyes.
  • Fast Funding Solutions: Because speed matters when you need money, our efficient application process gives you a yes or no answer quickly.
  • We Support your Real Estate Goals: Whether you want to rehab a residential property, build from the ground up, buy a home, or if you need a short-term bridge loan, we fund all types of real estate in Washington.


Our Loan Options for the Washington Real Estate Market:

  • Residential Fix and Flip Loans: Our loans help you to quickly turn around properties for profit, with loans structured to match your real estate investment strategy.
  • Rental Property Loans:  Loans for “buy and hold” properties in Washington, multifamily, “Build to Rent” loans, hard money loans for BRRRR properties, rehab to rent loans, apartment complex loans, and more! 
  • Cash Out Refinance Options: Want to pull some equity out of one of your investment properties to use that cash out elsewhere? We offer DSCR loans, short term bridge loans, and cash out refinance loans to help you access cash equity in your properties. 


Fast Track to Real Estate Financing:

  1. Online Application: We give you a quick yes or no answer as soon as we receive your online submission. It takes less than 3 minutes to fill out.
  2. Fast Loan Review: Our team quickly reviews your loan request to determine if we have a loan option for you.
  3. Expedited Funding: Once we approve your loan, we expedite the funding process to get your loan closed quickly.

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Frequently Asked Questions

A hard money loan is a short term loan to purchase or refinance real estate. It is called “hard money loan”  because it’s a loan based on a “hard” asset. Real estate is a hard asset and is used as collateral for this type of loan. This is why real estate loans are called hard money loans. 

Anyone can benefit from hard money loans in Washington, not just real estate investors. People who are looking to quickly acquire, renovate, or refinance properties, including fix-and-flip projects, commercial, and rental properties, can benefit from hard money loans. Homeowners looking to relocate and need temporary financing may qualify for a hard money loan in Washington. This type of loan is called a temporary bridge loan. 

Hard money loans can often be approved and funded in under a week, making them an excellent option for time-sensitive situations that require fast funds.

Interest rates for hard money loans in Washington typically range higher than traditional loans, often between 10% and 12%, depending the loan-to-value ratio, location, and condition of the property.

High West Lending doesn’t have a min credit score on most of its loans. We do have a minimum credit score on our construction loans, on a case by case basis.