Texas Hard Money Lender: Empower Your Real Estate Investments

Hard Money Loans Texas: Fueling Growth in the Lone Star State

Cities/Counties we lend in:
move forward with High west lending

Immediate cash for purchases, bridge loans, and refinance loans.

Texas Hard Money Loans: Unlock Real Estate Opportunities

Loan Types Available in Texas

 TypeDescription
Hard Money Loans for PurchaseFast financing for purchasing real estate with fewer qualification requirements.
Residential and Commercial Bridge LoansShort-term financing for residential and commercial property purchases or refinances.
Fix and Flip LoansFinancing for purchasing, renovating, fix and flip properties.
Construction LoansFunding for new residential and commercial construction projects. We also fund “Built to Rent” projects.
Rehab LoansFor renovating residential and commercial properties, including completion construction projects.
Refinance LoansFor refinancing residential and commercial properties including DSCR loans. 
Rental Property LoansLoans for purchasing or refinancing rental properties, or other income producing properties. Including DSCR loans and “Build to Rent” construction loans.

Overview Highlights

Key FeatureAdvantage
Multiple Loan OptionsCreative financing solutions for Texas’s diverse real estate market.
Fast FundingQuick access to funds to capitalize on real estate opportunities.
Market KnowledgeWe understand the Texas real estate market which helps you to better vet your deals.

High West Lending is your trusted partner for hard money loans in Texas. From the bustling streets of Houston to the historic charm of San Antonio. Wherever the property is, we want to help you take down that deal! Our goal is to empower you with fast and dependable financing.

Why High West Lending is the Go-To for Texas Real Estate Financing:

  • Fast Financing to Keep Pace: We understand the importance of speed in seizing real estate opportunities when they arise. Our efficient funding process is designed to provide you with the loans you need, when you need them. This allows you to stay competitive in Texas’s fast-paced real estate market.

  • Variety of Financing Options: Whether your focus is on residential or commercial properties, our diverse financing options are there to support your goals.

  • Market Insights: Our knowledge of the Texas real estate market becomes another set of eyes to look at your deals, helping in your investment’s success.

 

A Variety of Financing Options for Texas Real Estate

We offer a variety of loans for various real estate investment opportunities in Texas including:

  • Residential Loans: Both for purchase and refinance of all types of residential properties in Texas including rental properties, fix and flip, build to rent, rehab to rent, rehab loans, and DSCR loans.

  • Commercial Investment Loans: Invest in commercial real estate in Texas with our commercial hard money loans, DSCR loans, and commercial bridge loans. Refinance loans also available. 

  • Multifamily Loans: loans for duplexes to apartment complex loans, including apartment construction loans, hard money loans, and bridge loans.

Fast Track to Financing

Our process simplifies the process of getting funding:

  1. Easy Application: Get started with our short, online form.
  2. Quick Review Process: Our team quickly evaluates your loan request to give you a quick yes or no answer.
  3. Fast Funding: Once your loan is approved, we fund fast, usually in under a week. 

 

Take Down Your Next Texas Real Estate Deal with High West Lending!

Think of High West Lending as your financial partner. Our loans give you an advantage in the competitive Texas market. Apply today if you have a property in mind, or even if you just want to get pre-approved. Our expert team is just a call or a click away. Get started.

Start the wheels rolling

Frequently Asked Questions

A hard money loan, and a bridge loan, are both non-bank loans, and both of these terms refer to private money financing. Often these terms are used interchangeably to mean a higher interest rate loan as compared to a bank loan.

Yes, our hard money loans  in Texas cover both fix-and-flip, and buy-and-hold investments. 

Borrowers can typically expect to receive hard money loan funding in Texas in under a week after approval. For more complex loans, under 14 days is the typical funding timeframe.

Hard money lenders in Texas primarily focus on the loan to value (LTV) of the loan, and the borrower’s plan for paying the loan back. Another big consideration is down payment size of the borrower, or borrower equity in a property. 

Yes. Most hard money lenders in Texas won’t lend on owner occupied properties because they are classified as “homesteads.” In Texas, the “Homestead Law” regulates lending on owner occupied properties, which makes it very difficult for hard money lenders to make loans to owner occupants.  Real estate investors in Texas should also understand the basics of Texas real estate law to know the correct structure and procedure for engaging in real estate transactions.