Rehab Rental Loans

Real estate investors who are looking for loans to rehab rental properties are in the right place! If you are doing the BRRRR method of investing, this loan is perfect for you.

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Hard Money Loans for the BRRRR Method!

Real estate investors who buy rental properties to hold, sometimes call it the BRRRRR method. Here’s how it works with hard money loans:

  • B is for “Buy” the “B” in BRRRR stands for “Buy”. You can buy a rental property quickly using a hard money loan, similar to all cash, which may allow you to take advantage of a discount for closing quickly. Only hard money loans can close quickly!
  • R is for “Rehab” Once you’ve purchased the property, use rehab funds to get the property rehabbed and ready to rent.
  • R is for “Rent” Once the property is rehabbed, rent it out.
  • R is for “Refinance” Pay off the hard money loan using a long term, 30 year loan to hold the property long term and maximize cash flow.
  • R is for “Repeat” The last “R” in the BRRRR method stands for “repeat” which means, do this all over again!

Requirements for our Rehab Rental Loans

Here are the general requirements for our rehab rental loans:

  • Does the Property Qualify? First we determine if the property you want to buy will qualify. We look at various factors including location, rental income potential, the property’s current and future value, etc.
  • What is the cost of the repairs? an itemized list of repairs will be needed so that we can see what rehab is needed and how much it will cost. 
  • Rental Comps: We look at the rental comparables in the area to make sure the property will be able to get the rental income required to make the numbers work.
  • Do you have money to bring in? We don’t offer 100% financing on our rehab rental loans so you’ll need to plan on bringing in some cash to closing to purchase the property, even if it’s funds to go towards the repairs and rehab.

Fast Funding

We can close loans in as little as 5-7 days on our rehab rental loans.

Licensed and accredited

We are a reputable and trusted source of private money loans.

Borrower First

We don't treat you like a number! Most of our borrowers are repeat clients that we've loaned to before.

Rehab Rental Loans Frequently Asked Questions

Our rehab rental loans are for residential properties and multifamily properties.

Yes, if the numbers work, we can lend funds for both the purchase and rehab. However, we don’t offer 100% financing so the borrower will have to bring in some money down on the purchase or towards the repairs.

No we do not have a minimum credit score, we consider each loan on a case by case basis.

No you do not need prior experience to qualify for a rental rehab loan.

We offer our rental rehab loan in Utah, Colorado, Idaho, Wyoming, Montana, Texas, Arizona, Nevada, Oregon, and Washington.

Yes, brokers are welcomed.

More Rehab Rental Loans Questions?

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